The early withdrawal penalty equals two years dividends 730 days which is the highest penalty on this list.
Credit union 5 year cd rates.
No monthly or opening fees.
Vystar credit union offers 10 cds terms ranging from three months to five years.
Its jumbo rates on share certificates or credit union cds are about 0 10 better than its standard certificate yields and the minimum opening balance is 50 000.
Best 5 year cd wings financial credit union based in apple valley minnesota was started in 1938 by a handful of northwest airlines employees.
It also offers a one year cd for kid s vyteen bravo and achieve members only what it pays.
At fdic and ncua insured institutions your deposits are covered up to 250 000 including any cds you buy from the bank or credit union.
500 20 000 50 000 or 100 000.
As of june 2019 the average one year credit union cd had a 1 42 annual percentage yield apy compared to the 1 11 apy average among one year bank cds.
Wings financial credit union.
The credit union has low minimum balances and cd terms from as short as 30 days to as long as five years.
Summary of best 5 year cd rates.
The best five year cd rates tend to be much higher than the national average rate of 0 37 apy.
Wings financial credit union 1 41 apy 10 000 minimum deposit wings financial credit union offers a few options on its certificates where different rates apply to different balances and can depend on how often you receive dividend payouts.
Cds at schoolsfirst have four balance tiers.
Five year certificates of deposit cds are among the most popular cds because they re often a bank or credit union s highest yielding deposit account.
These cds can help you work toward your individual savings goals.
Then again five years is a long time to stash your money away so you should consider your options carefully.
Since then it s grown to have more than 5 3 billion in assets and 280 000 members and anyone in the aviation industry or from atlanta detroit orlando seattle tacoma or parts of wisconsin and minnesota is eligible.